Pricing and Performance

Past Performance does not guarantee future results. The performance data quoted represents past performance and current returns may be lower or higher. The investment return and principal will fluctuate so that investor’s shares, when redeemed may be worth more or less than the original cost. A redemption fee of 2.00% will be imposed on redemptions or exchanges of shares you have owned for 14 calendar days or less. Please see the prospectus for more information.