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Set Your Investment Objectives.

Invest today to aim for your future goals.

Joint Accounts

Everyone has savings needs that extend beyond education and retirement. Think about setting money aside for an emergency fund or getting a head start on saving for a vacation or a home improvement project. With the intent to provide options for all scenarios, joint accounts are owned by two or more adults. Commonwealth Funds can help you navigate registration for each type of account so you have strategic investment opportunities to bring it home.

Rights of Survivorship

This form of a joint account allows the surviving owner rights to automatically take over the deceased owner’s share.

Tenants in Common

This type of joint account allows two or more people equal ownership. When one owner dies, his or her part of the account is left to the beneficiary.

Tenants by the Entirety

Spouses use this form of a joint account. If one spouse dies, the full title of the property goes to the surviving spouse, since each spouse has undivided interest.

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The Commonwealth Funds are distributed by Ultimus Fund Distributors, LLC. The Commonwealth Funds investment advisor is FCA Corp, a U.S. Registered Investment Advisor and Financial Planning firm established in 1975.

You should consider the Fund’s investment objectives, risks, charges and expenses carefully before investing. For a prospectus that contains this and other information about the Fund, call 888.345.1898 or visit our website at commonwealthfunds.com. Please read the prospectus carefully before investing. The Commonwealth Funds are distributed by Ultimus Fund Distributors, LLC.

Investing involves risk, including loss of principal. Investments in international markets present special risks, including currency fluctuation, the potential for diplomatic and political instability, regulatory and liquidity risks, foreign taxation, and differences in auditing and other financial standards. Risks of foreign investing are generally intensified for investments in emerging markets. There is no guarantee that this, or any, investing strategy will achieve its objectives. Diversification does not ensure a profit or guarantee against loss.